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Water Resource Information System

Kentucky Unbridled Spirit (TM)

Drinking Water State Revolving Loan Fund

Information regarding Fund F Infrastructure Revolving Loan Program can be found below.

Loan Term Sheet

Interest Rates:

These rates were approved by the KIA board on July 6, 2017, and are subject to change.

SFY 2018
Loan Type                          MHI Threshold                          Interest Rate
Construction                          > or = $43,740                          2.75%
Construction                          $34,993 - $43,739                          1.75%
Construction                          < or = $34,992                          0.50%
Planning and Design                          NA                          2.75%

Repayment Period:

First repayment due within one year of project completion.   Thirty-year loans may be available for disadvantaged communities.

Financing Expenses:


Loan Service Fee:

A fee of 0.25% of the unpaid loan balance paid annually.

Loan Payment Frequency:

Semi-annually each June 1 and December 1.

Replacement Reserve:

5% of the gross KIA loan amount funded over 20 years and maintained by the borrower for the life of the loan.


Governmental agencies, other than federal agencies, for facilities necessary to achieve or maintain compliance with the Safe Drinking Water Act or to protect public health. Borrower must demonstrate financial, managerial, and technical capacity. Project must be included on the project priority list in the Intended Use Plan for the Drinking Water State Revolving Fund loan program.

Priority of Loan Awards:

Awards are based on the project ranking on the Drinking Water Project Priority List. Maximum award per year to a Governmental Agency is $4 million.

Types of Projects that get Funded:

Waterline replacements,  Waterline Extensions, New Water Storage Tanks, Pumps, New Water Treatment Plants and Treatment Upgrades, Generators, Water Meters, etc.


Contact Person

Donna McNeil



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Last Updated 10/23/2017